Truxton (OTCMKTS:TRUX – Get Rating) and Midland States Bancorp (NASDAQ:MSBI – Get Rating) are both small cap finance companies, but which is the better stock? We’ll compare the two companies based on their dividend strength, valuation, risk, earnings, profitability, institutional ownership and analyst recommendations.
This table compares the net margins, return on equity, and return on assets of Truxton and Midland States Bancorp.
|Net margins||Return on equity||return on assets|
|Truxton||38.21%||N / A||N / A|
|Midland States Bancorp||26.88%||13.04%||1.21%|
Institutional and Insider Ownership
0.2% of Truxton shares are held by institutional investors. By comparison, 58.5% of Midland States Bancorp’s shares are held by institutional investors. 5.8% of shares of Midland States Bancorp are held by insiders of the company. Strong institutional ownership is an indication that endowments, large fund managers, and hedge funds believe a company will outperform the market over the long term.
Valuation and benefits
This table compares the gross revenue, earnings per share (EPS), and valuation of Truxton and Midland States Bancorp.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Truxton||$39.19 million||4.99||$14.54 million||$5.40||12:41 p.m.|
|Midland States Bancorp||$307.72 million||1.86||$81.32 million||$3.68||7.04|
Midland States Bancorp has higher revenue and profit than Truxton. Midland States Bancorp trades at a lower price-to-earnings ratio than Truxton, indicating that it is currently the more affordable of the two stocks.
Truxton pays an annual dividend of $1.36 per share and has a dividend yield of 2.0%. Midland States Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 4.5%. Truxton pays 25.2% of its profits as a dividend. Midland States Bancorp pays 31.5% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. Midland States Bancorp has increased its dividend for 6 consecutive years. Midland States Bancorp is clearly the best dividend stock, given its higher yield and longer track record of dividend growth.
This is a summary of the current ratings of Truxton and Midland States Bancorp, as reported by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Truxton||0||0||0||0||N / A|
|Midland States Bancorp||0||1||0||0||2.00|
Midland States Bancorp has a consensus target price of $28.00, suggesting a potential upside of 8.11%. Given the higher potential upside of Midland States Bancorp, analysts clearly believe that Midland States Bancorp is more favorable than Truxton.
Risk and Volatility
Truxton has a beta of 0.68, meaning its stock price is 32% less volatile than the S&P 500. By comparison, Midland States Bancorp has a beta of 0.88, meaning its stock price is 12% less volatile than the S&P 500.
Midland States Bancorp beats Truxton on 10 out of 15 factors compared between the two stocks.
Truxton Company Profile (Get an assessment)
Truxton Corporation, through Truxton Trust Company, provides a variety of banking, investment management and trust administration services to individuals, businesses and charitable institutions. The Company’s primary deposit products include current and money market accounts, as well as certificates of deposit; and major lending products include residential and commercial real estate loans, business loans, construction and land development loans, and consumer loans. It also provides private banking, wealth management, trust and family office services; real estate and loan services; and corporate banking, commercial lending and cash management. The company was formerly known as NBT Holdings Inc. and changed its name to Truxton Corporation in May 2013. Truxton Corporation was founded in 2004 and is based in Nashville, Tennessee.
Midland States Bancorp Company Profile (Get an assessment)
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank which provides various banking products and services to individuals, businesses, municipalities and other entities. It operates through Banking, Wealth Management and Others segments. The company accepts various deposits, such as checking, savings, money market, and sweepstakes accounts, as well as certificates of deposit. It also offers term loans for the purchase of capital goods; lines of credit for working capital and operational purposes; commercial real estate loans for owner-occupied and non-owner-occupied commercial properties, as well as loans for agricultural land; construction and land development loans commercial real estate investment property developers, residential developments, individual clients for the construction of single-family homes, as well as the construction of owner-user properties; and residential real estate loans and home equity lines of credit. In addition, the Company offers consumer installment loans for the purchase of cars, boats and other recreational vehicles, as well as for the purchase of major appliances and other home improvement projects; commercial equipment leasing; and trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, consulting and administration of corporate pension plans and retail brokerage services. As of December 31, 2021, it operated 52 full-service banking offices. The company was founded in 1881 and is headquartered in Effingham, Illinois.
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